Final Expense is generally considered to be low face amount death benefit coverage that provides a benefit for final expenses. The four carriers below all offer products that are viable options. No two carriers products are alike. Please reach out to us to help you understand the differences in the products. Please call Denise Joachim: Direct Dial (504) 826-8842.
Assurity Acci-Flex: alternative for uninsurable life and DI prospects. One health question AND same-days issue for most E-Apps
* Issue ages 18 – 60 (Age last) / Benefit Amounts $50,000 – $350,000
Assurity Acci-Flex Unit Rates – MUST have health insurance license to sell this product.
Transamerica NEWER Final Expense Solutions Products below: These offer a Preferred Risk Class.
MUTUAL OF OMAHA:
- Living Promise Whole Life (Final Expense): Level and Graded Plans, ages 45-85
Simplified Underwriting for face amounts of $2,000 to $40,000- Quick Policy issuance / Acceerated DB for Terminal Illness or Nursing home confinement rider
Accidental Death Benefit Rider
Guaranteed Advantage Accidental Death : MUST have health insurance license to sell this product. Must have United of Omaha license.
* This is a guarantee issue product. No health questions on the application, no medical exam and no restrictions on the application.
* Issue ages 18 -70
* Benefit amounts 450,000 – $500,000