Table Shave / Credit Programs








AIGField Underwriting Guide 5.31.19

Healthy Credits Program Flyer NEW !! 5.31.19 

Healthy Credits Program UW Guide

AXA-EQUITABLE–   S.T.E.P. (Smart Total Evaluation Program): Allows a one class rating improvement with favorable risk factors and a healthy lifestyle. Rating improvements include all levels of Preferred, including Preferred Elite.


AXA–  S.T.E.P.  Program


GLOBAL ATLANTICHealthy Credit Program


GUARDIAN LIFETable Shave Program 


JOHN HANCOCKHealth Style Credits


LINCOLNTable Reduction Program          Lincoln Life Underwriting Guide


MUTUAL OF OMAHAFIT Program Flyer    FIT TEST Form to be submitted with all fully underwritten TERM and UL cases


NATIONWIDE – Wellness Credit/ Table Shave Program – Go to Page 21 of the underwriting Guide – Click here


PRINCIPALTable Shave Program      Limited Pay UW Program


PRUDENTIALRate Reduction Program 


SECURIAN- Limited Table Shave Program


SYMETRAGood Life Rewards    Success Story






** This information is not guaranteed for correctness.  Hancock Brokerage works diligently to receive updated content from our partner carriers with the lastest programs available.  If you have any questions, please contact our office for more details on any of the above programs.

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