AXA-EQUITABLE– New! S.T.E.P. (Smart Total Evaluation Program): Allows a one class rating improvement with favorable risk factors and a healthy lifestyle. Rating improvements include all levels of Preferred, including Preferred Elite. Click here for the Brainshark
AXA– Good Health Program
GUARDIAN LIFE – Table Shave Program
JOHN HANCOCK – Health Style Credits
LINCOLN – Table Reduction Program
MUTUAL OF OMAHA – FIT Program Flyer FIT TEST Form to be submitted with all fully underwritten TERM and UL cases New!
NATIONWIDE – Wellness Credit/ Table Shave Program ONLY on VUL products- Go to Page 12 of the underwriting Guide – Click here
PROTECTIVE– Pro Credit Standard to Preferred Program- Go to page 14 of the underwriting Guide – Click here
PRUDENTIAL – Rate Reduction Program
VOYA– Healthy Credit Program
** This information is not guaranteed for correctness. Hancock Brokerage works diligently to receive updated content from our partner carriers with the lastest programs available. If you have any questions, please contact our office for more details on any of the above programs.