Table Shave / Credit Programs


AIGRevised Underwriting Guide with sweet spots 7.12.2017  Healthy Credit Program   Underwriting Playbook


AXA-EQUITABLE–  New! S.T.E.P. (Smart Total Evaluation Program): Allows a one class rating improvement with favorable risk factors and a healthy lifestyle. Rating improvements include all levels of Preferred, including Preferred Elite.  Click here for the Brainshark


AXA–  Good Health Program


GLOBAL ATLANTICHealthy Credit Program


GUARDIAN LIFETable Shave Program 


JOHN HANCOCKHealth Style Credits


LINCOLNTable Reduction Program          Lincoln Life Underwriting Guide  New! Oct 2017


MUTUAL OF OMAHAFIT Program Flyer    FIT TEST Form to be submitted with all fully underwritten TERM and UL cases    New!


NATIONWIDE – Wellness Credit/ Table Shave Program ONLY on VUL products- Go to Page 12 of the underwriting Guide – Click here 


PROTECTIVE– Pro Credit Standard to Preferred Program- Go to page 14 of the underwriting Guide – Click here 


PRINCIPALTable Shave Program    Healthy Lifestyle Credits


PRUDENTIALRate Reduction Program 


SYMETRAGood Life Rewards    Success Story


VOYAHealthy Credit Program




** This information is not guaranteed for correctness.  Hancock Brokerage works diligently to receive updated content from our partner carriers with the lastest programs available.  If you have any questions, please contact our office for more details on any of the above programs.

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