Table Shave / Credit Programs

Field Underwriting Guide 2020

Covid Underwriting Updates 

UW Guide Update 8.2020

AXA-EQUITABLE–   S.T.E.P. (Smart Total Evaluation Program): Allows a one class rating improvement with favorable risk factors and a healthy lifestyle. Rating improvements include all levels of Preferred, including Preferred Elite.

AXA–  S.T.E.P.  Program

GLOBAL ATLANTIC – Healthy Credit Program

GUARDIAN LIFE – Table Shave Program 

JOHN HANCOCK – Health Style Credits

LINCOLN – Table Reduction Program          Lincoln Life Underwriting Guide

MUTUAL OF OMAHA – FIT Program Flyer    FIT TEST Form to be submitted with all fully underwritten TERM and UL cases

NATIONWIDE – Wellness Credit/ Table Shave Program – Go to Page 21 of the underwriting Guide – Click here

PRINCIPAL – Table Shave Program      Limited Pay UW Program

PRUDENTIAL – Rate Reduction Program 

SECURIAN - Limited Table Shave Program

SYMETRA – Good Life Rewards    Success Story

** This information is not guaranteed for correctness.  Hancock Brokerage works diligently to receive updated content from our partner carriers with the lastest programs available.  If you have any questions, please contact our office for more details on any of the above programs.