Table Shave / Credit Programs
AIG
Field Underwriting Guide 2020
AXA-EQUITABLE– S.T.E.P. (Smart Total Evaluation Program): Allows a one class rating improvement with favorable risk factors and a healthy lifestyle. Rating improvements include all levels of Preferred, including Preferred Elite.
AXA– S.T.E.P. Program
GLOBAL ATLANTIC – Healthy Credit Program
GUARDIAN LIFE – Table Shave Program
JOHN HANCOCK – Health Style Credits
LINCOLN – Table Reduction Program Lincoln Life Underwriting Guide
MUTUAL OF OMAHA – FIT Program Flyer FIT TEST Form to be submitted with all fully underwritten TERM and UL cases
NATIONWIDE – Wellness Credit/ Table Shave Program – Go to Page 21 of the underwriting Guide – Click here
PRINCIPAL – Table Shave Program Limited Pay UW Program
PRUDENTIAL – Rate Reduction Program
SECURIAN - Limited Table Shave Program
SYMETRA – Good Life Rewards Success Story
** This information is not guaranteed for correctness. Hancock Brokerage works diligently to receive updated content from our partner carriers with the lastest programs available. If you have any questions, please contact our office for more details on any of the above programs.