Table Shave / Credit Programs

AIG
Field Underwriting Guide 2020

Covid Underwriting Updates 

UW Guide Update 8.2020


AXA-EQUITABLE–   S.T.E.P. (Smart Total Evaluation Program): Allows a one class rating improvement with favorable risk factors and a healthy lifestyle. Rating improvements include all levels of Preferred, including Preferred Elite.


AXA–  S.T.E.P.  Program


GLOBAL ATLANTIC – Healthy Credit Program


GUARDIAN LIFE – Table Shave Program 


JOHN HANCOCK – Health Style Credits


LINCOLN – Table Reduction Program          Lincoln Life Underwriting Guide


MUTUAL OF OMAHA – FIT Program Flyer    FIT TEST Form to be submitted with all fully underwritten TERM and UL cases


NATIONWIDE – Wellness Credit/ Table Shave Program – Go to Page 21 of the underwriting Guide – Click here


PRINCIPAL – Table Shave Program      Limited Pay UW Program


PRUDENTIAL – Rate Reduction Program 


SECURIAN - Limited Table Shave Program


SYMETRA – Good Life Rewards    Success Story


** This information is not guaranteed for correctness.  Hancock Brokerage works diligently to receive updated content from our partner carriers with the lastest programs available.  If you have any questions, please contact our office for more details on any of the above programs.